Monthly Archives April 2021

Nokia deploys private 4G and 5G networks for Indian tribes

According to reports, plans are in place to ensure Native American communities have good networks. According to the latest report, the Finnish manufacturer Nokia. will soon do its part for these areas. The company recently released details of its plan to use private Digital Automation Cloud (DAC) wireless technology to provide 4G and 5G network connectivity. It will provide this network to several Native American communities living in American tribal territories.

The first deployment will cover over 12,000 square miles and provide broadband services to over 15,000 tribal members. Nokia partners with NewCore Wireless. This company is a provider of project management, construction and consultancy services for rural network operators. The company actually focuses on tribal operators.

According to Nokia, it will use the service to provide mobile and broadband internet services in areas where there is no connection. This means that the business will focus on these areas without any network connection. According to Federal Communications Commission (FCC) estimates, 628,000 tribal families in the United States cannot use standard broadband.

In 2020, the US government assigned 400 federally recognized indigenous tribes the spectrum of the Educational Broadband Service (EBS). Some of them can now own and operate their own mobile networks. The EBS spectrum is in the 2.5 GHz frequency band, compatible with most US mobile phones.

Nokia’s private network is being rolled out in Standing Rock Sioux, Cheyenne. It will also be deployed to Arapaho living in parts of North Dakota, South Dakota, Oklahoma and California (Arapaho).

Nokia needs these rural areas to increase its income

In 5G, the competition is not as intense as in the smartphone market. However, the big players still have a lot of work to do if they are to be relevant. For 5G equipment, Huawei, Ericsson and Nokia are the main leaders. However, with the US ban crippling Huawei in many markets, Nokia and Ericsson have wiggle room. Nevertheless, Huawei and Ericsson are clearly ahead of Nokia in the area of ​​5G.

Since the beginning of this year, the company is laying off its employees to increase its income. Nokia CEO Pekka Lundmark says Nokia will lay off up to 10,000 employees over the next two years. This will allow the company to save capital to invest in the area of ​​5G. We all know what this means, there is currently no job security for Nokia employees. In addition, Lundmark believes that these actions are necessary.

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Opinion: Internet-Based Sycuan’s Success Highlights Challenges Many Indian Tribes Face

The new high-rise hotel at Sycuan Casino Resort. Courtesy of the tribe

In a rural pocket of eastern San Diego County is the home of the Sycuan Band of the Kumeyaay Nation. The Sycuan reserve was set aside 150 years ago by President Ulysses S. Grant.

One square mile became home to a rural band of Mission Indians on land that lacked resources and was unsuitable for agriculture. It was a new house in a very poor neighborhood. Nonetheless, the people of Sycuan succeeded, despite all the odds that stood against them.

What makes Sycuan different from other San Diego County reserves? Despite the inability to profit from agriculture and ranching, they invested in economic development projects that led to successful businesses, such as their casino, a high-rise hotel, a golf course, downtown San Diego hotels, a boat anchorage in the bay, and other businesses with more than 2,000 employees.

About ten years ago, the Sycuan tribal government recognized the opportunity and allied with a private cable operator to bring fiber optic technology to the reserve, providing its residents with fast internet access and reliable. A costly investment at the time, this infrastructure has improved over the years and is being put in place so that new innovations, such as 5G, are quickly deployed on reservation.

As the current pandemic unwound, their wireless infrastructure has proven to be essential for residents of the reserve. Their community health and education initiatives, including community college courses, continued at a distance.

Unfortunately, Sycuan’s success is rare. Some of the 18 Indian reserves in San Diego County lack infrastructure, access to services and economic development. These conditions can have dire consequences. Indian reservations across the country have been disproportionately affected by the COVID-19 pandemic.

The Navajo Nation, where about 300,000 Navajo live in the Four Corners area of ​​Arizona, Colorado, Utah and New Mexico, for example, has seen some of the highest coronavirus case rates in the country. Their home is made up of hundreds of thousands of square kilometers of beautiful wasteland with large areas within the reserve having little infrastructure.

It’s no secret that Native American populations across the United States face countless barriers to accessing health care or other services that most Americans easily access in cities and suburbs. .

Infrastructure, access to essential services and economic opportunities help save lives, improve quality of life and contribute to long-term economic prosperity. Sycuan is in part able to prosper due to its past and current investments in economic development projects and in the constant improvement of their infrastructure. In the digital age, working to expand and improve telecommunications infrastructure, as Sycuan has done, is important for the advancement of services and economic opportunities for all.

Today, a significant number of American children are disadvantaged due to the lack of access to Internet service. During the pandemic, we saw this reality as students did their homework for school on the sidewalks outside fast food restaurants or on family cell phones.

Today, we rely on various forms of digital communications, not only for online education, but also for booking appointments, healthcare, and ordering billions of dollars in goods and services. The digital divide in all communities is critical and an issue that must be resolved quickly.

Not only will investing in this infrastructure help provide Internet access to more people, it will also create jobs. Telecommunications companies, such as Crown Castle and carriers like Verizon, AT&T and T-Mobile, are working overtime to deploy 5G infrastructure in San Diego County and across the country. In California alone, 2.3 million 5G jobs and an additional $ 25.3 billion in gross domestic product could be created by 2025, according to a study by Accenture commissioned by San-based Qualcomm. Diego.

Research indicates national potential to create or modify up to 16 million jobs while generating up to $ 1.5 trillion in additional national GDP by 2025. The economic impact is extremely valuable, especially in regions lacking resources.

This investment in critical infrastructure will boost local economies and provide a reliable Internet connection with the necessary bandwidth.

As a country, we need to focus on investing in wireless infrastructure. Improving existing infrastructure, as well as deploying wireless infrastructure in rural and Native American communities, are key to bridging the digital divide. Real-time bandwidth in every home will improve people’s access to essential services and support students as many return to hybrid, virtual and in-person classes this month.

Sycuan’s 640 rocky acres of dirt and granite are a testament to the importance of wireless infrastructure to help move communities forward. Economic investments and modern internet connections have transformed the rural Sycuan home from an unforgivable plot of land to an area of ​​prosperity and promise.

Raoul Lowery Contreras is a Marine Corps veteran, political consultant and author of the new book White Anglo-Saxon Protestants (WASPS) & Mexicans. His work was published in the New American News Service of the New York Times Syndicate.


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How to get a student loan without a credit check

Our goal is to give you the tools and the confidence you need to improve your finances. While we do receive compensation from our partner lenders, whom we will always identify, all opinions are ours. Credible Operations, Inc. NMLS # 1681276, is referred to herein as “Credible”.

A student loan can be a great tool to pay for an undergraduate degree or graduate program, it can also be accompanied by a credit check. But there are also no student loans for credit checks.

Here’s a look at student loans that require a credit check (and other options if your credit is less than stellar):

The only loans available without a credit check are federal loans

Federal student loans are the only student loans that do not come with a credit check. These loans are guaranteed by the US government and you can apply for them by completing the Free Application for Federal Student Assistance (FAFSA).

Here are the types of federal student loans that do not require a credit check:

  • Subsidized direct loans: Subsidized loans are available to undergraduate students with financial need. With these loans, the government covers the interest charges while you are in school. After you graduate, interest rates are kept low by the government.
  • Direct unsubsidized loans: Unsubsidized loans are available for undergraduate and graduate students, and they do not take into account financial need. Unlike subsidized loans, non-subsidized loans immediately begin to earn interest. But they can still be a great deal if you have to borrow for school.

Federal subsidized and unsubsidized loans do not require a credit check. Instead, your school’s financial aid office will offer you financial aid based on your FAFSA results.

While you don’t need a credit score to qualify for most federal student loans, there are other important requirements to know. Here’s what you need to be eligible for federal student loans:

  • A valid social security number
  • Selective service registration (male students aged 18 to 25)
  • Eligible citizenship or legal resident status
  • High school diploma, GED or equivalent
  • Enrollment in an eligible college, university or trades program
  • FAFSA signed and completed
  • Satisfactory academic progress (meets school GPA requirements)
  • In good standing with existing loans

PLUS loans are another type of federal loan available to graduate students and parents. Unlike subsidized and unsubsidized loans, PLUS loans require a credit check. Keep in mind that if you have excellent credit, PLUS loans could be more expensive than private student loans.

Finally, don’t forget to look at free financial aids, such as scholarships and college grants. Unlike student loans, you don’t have to repay this type of assistance.

Learn more: 7 of the best student loans for bad credit

Most private student loan lenders require a credit check

Although most federal student loans do not require a credit check, private student lenders will examine your credit before issuing a new loan. Here’s a quick overview of how your credit is used to approve a private student loan:

  • Get your loan rate: You can usually check your rate by filling out a short form that allows the lender to quickly examine your credit, along with other factors. This usually involves a smooth credit check, which won’t impact your credit score.
  • Full subscription: If you like the rate and terms that you get by completing the short application, you can submit a full application. The lender will then examine your credit, income, and repayment capacity to make a final decision.

Be careful! If you see an offer for a private student loan without a credit check, it is probably a scam. There are plenty of cybercriminals out there looking to get a quick shot at hard-working students like you, so be sure to only work with a reputable lender.

It’s a good idea to consider as many lenders as possible to find the right loan for you. With Credible, you can easily check your rates with multiple lenders by filling out just one form. Plus, there is no credit check when checking rates, which means your credit score won’t be affected. Once you have decided to go ahead with a lender and apply for credit, the lender will perform a thorough credit check and this will impact your credit score.

Check your rates

Have Bad Credit or No Credit? It’s time to have a co-signer

If federal loans, grants, and scholarships aren’t enough to fully cover your education costs, private loans could help close the gap. Even if you have bad or no credit, you may still be eligible for a private student loan with a creditworthy co-signer.

Point: If you need to find a co-signer, you can consider asking a relative or other close relative. Remember that whoever co-signs will also be responsible for the loan.

You may also be eligible for a student loan without a co-signer. However, getting a loan without a co-signer may take longer, as you will likely need to repair or strengthen your credit first.

Whatever you decide, be sure to compare as many private student lenders as possible in order to get the right loan for your situation. You can view your rates from multiple lenders in as little as three minutes using Credible, including co-signer and non-co-signer loans.

Compare student loan rates from the best lenders
  • Several lenders compete to get you the best rate
  • Get real rates, not estimates
  • Fund almost all degrees

Find your student loan
Checking rates will not affect your credit

About the Author

Eric Rosenberg

Eric Rosenberg is an expert in personal finance. His work has been featured in Business Insider, Investopedia, The Balance, The Huffington Post, MSN Money, Yahoo Finance, Mint.com and more.

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Are Alaskan Native Societies Indian Tribes? A multi-million dollar question

CASE OVERVIEW

Are Alaska Native Societies special societies created by Congress in 1971 when it resolved Native Alaskan claims?[s]Under the Indian Self-Determination and Educational Assistance Act? On Monday, the Supreme Court will hear oral argument on this issue in Yellen v. Confederate tribes of the Chehalis reserve. Immediately at stake in the response are billions of dollars in federal funding for the CARES Act. But the result could also have longer-term consequences for how and from whom Alaskan natives receive essential services.

First of all, a little background. Just like, in McGirt v. Oklahoma last term, the court grappled with the complex past of the indigenous nations of Oklahoma, Chehalis revolves around the unique legal history of the natives of Alaska. Although Alaska became part of the United States in 1867, the federal government paid only intermittent attention to the status of the indigenous peoples of the new territory. Therefore, when Alaska became a state in 1959 and soon after oil was discovered in Prudhoe Bay, federal law left many questions unresolved, particularly land ownership. The natives of Alaska put pressure on their lasting ownership of much of the new state; In response, in 1971, Congress enacted the Alaska Native Claims Settlement Act, which extinguished all land claims by Alaska Natives in exchange for nearly $ 1 billion in compensation and $ 38 million. acres of land title.

Mainly for Chehalis, ANSAA deviated from long-standing models of Indian federal law that governed the lower 48 states. ANCSA has created two sets of for-profit Alaska Native societies: two hundred village societies and thirteen larger regional societies. Depending on their residence or origin, the natives of Alaska became shareholders of both a village and a regional corporation; both groups of companies received land and money under ANSAA. Today, regional NCAs in particular are among Alaska’s largest companies, with billions in revenue from energy development, tourism, and government procurement.

ANSAA left in suspense, however, the status of Alaska Natives. Governments. Federal law had long spoken of federal recognition of “Indian tribes,” a process formalized by the Office of Indian Affairs in 1978. In 1993, after lengthy uncertainty, the office determined that Native Alaskan villages remained Indian tribes recognized by the federal government with inherent sovereignty under federal control. law. The following year, Congress passed the List Act, which required the office to publish an annual official list of “all federally recognized tribes who are eligible for special programs and services provided by the United States to Indians in because of their Indian status. “Today, 574 federally recognized tribes are listed, including 229 tribes in Alaska.

Because of this history, there are three types of Native Alaskan Entities today: Native Alaska Village Societies, Alaska Native Regional Societies, and Federally Recognized Tribes, often referred to as Native Alaskan villages. The first two are for-profit companies that also provide certain services to the natives of Alaska; the third are sovereign governments.

The meaning of these distinctions is at the heart of the ongoing litigation over the CARES 2020 law. The law provided $ 150 billion in emergency relief during the coronavirus pandemic to states, territories and local governments, including, after intense negotiations, 8 billion dollars reserved for the tribes. The law defined eligible “tribes” with reference to India’s Self-Determination and Educational Aid Act 1975, a key piece of legislation which, by allowing tribes to enter into contracts with the federal government to provide services instead of federal agencies, ushered in the modern era. federal support for Aboriginal self-determination. ISDA defines tribes as follows:

“Indian tribe” means any tribe, band, nation or other organized group or Indian community, including any Native Alaskan village or regional or village society as defined or established pursuant to the Native Claims Resolution Act of the United States of America. Alaska, which is recognized as eligible for special programs and services provided by the United States to Indians due to their Indian status.

The Treasury Department has concluded that this language encompasses Native Alaskan societies, making them eligible for CARES Act funds. A group of federally recognized tribes from various states, including Alaska, disagreed and sued. A Washington Federal District court sided with the Treasury Department, but the United States Court of Appeals for the District of Columbia Circuit overturned, concluding that federal recognition is a technical term that applies only to tribes that appear on the bureau’s annual list, which excludes Alaska Native Societies. The DC Circuit concluded that the explicit inclusion of corporations in the ISDA definition reflected the uncertainty in 1975 as to whether they would later become federally recognized tribes – which to date has not is not the case. The Treasury Department and an association of Native Alaskan Village Societies appealed the ruling to the Supreme Court.

Unsurprisingly, most of the presentation to the Supreme Court focuses on statutory interpretation. In their submissions, the Treasury Department and Alaska Native Societies both oppose the application of the “serial qualifying canon” – that is, the interpretation of the federal recognition requirement. of ISDA to apply to all listed entities, including companies. Such a reading, they argue, would make the explicit inclusion of corporations in the ISDA definition superfluous, and contradict legislative history. They also take issue with the historical framing of the DC Circuit, noting that the uncertainty surrounding the enactment of the ISDA surrounded the status of Alaskan Native. Governments, not Alaska Native Societies – the uncertainty was resolved in 1993 when the office recognized Alaska Native villages as federally recognized tribes. They further assert that subsequent laws, federal agencies, and appellate court decisions all have already recognized companies as eligible entities for federal procurement under ISDA.

The Confederate tribes of the Chehalis reservation, as well as other tribes who dispute the interpretation of the Treasury, read the ISDA provision differently. They insist that the plain text of the provision, in particular the word “including”, requires that the requirement of recognition apply to all enumerated entities. This language, they argue, makes the inclusion of Native Alaskan societies by name redundant rather than superfluous: that is, the wording explicitly preserves the possibility that Congress may, at a future date, decide to recognize the companies, even if it has not yet done so. They also suggest that there is no “well-established” agency or circuit of the ISDA language, observing both the confusion and the paucity of existing documentation on the issue.

In a separate brief, the Ute Indian tribe of the Uintah and Ouray reserve offers an additional argument against the inclusion of corporations in CARES eligibility: Title V of the law limits funds to “governments”. tribals ”, which she defines as“ the governing body of an Indian tribe ”before referring to the ISDA definition. This definition, argues the Ute tribe, separately renders societies ineligible, since they are not tribal governments. In their briefs, the Treasury Department and the companies retort that the CARES law defined “recognized governing body” by referring to the definition of ISDA; he did not establish a new stand-alone criterion for a tribal entity.

The parties also address the broader issues of the controversy. Native Alaskan societies, aided by amici, including the State of Alaska and its delegation to Congress, say they are providing Alaskan natives with essential services such as health care and housing through through their non-profit branches, especially in urban areas far from federally recognized tribes. Alaska’s brief ostensibly includes an image of the COVID-19 vaccine administered by dogsled to highlight the key role businesses played during the pandemic. In response, the tribes – joined by amici, including a number from 48 lower states – argue that most of these examples are from Anchorage, where Congress has previously provided health care to natives through of a special law. They further contend that the health care needs of Alaska Natives have been and will continue to be met by regional tribal nonprofit organizations. They also note that “[h]History is littered with claims, often made by the United States and at great cost to tribal citizens, that tribes would be better off if others wielded governmental authority on their behalf.

Chehalis highlights one of the many ironies in the history of indigenous peoples and federal Indian law. In drafting the ANCSA and the founding of Alaska Native Societies, Congress explicitly sought to to avoid recreating the complexities that the Court’s Indian law jurisprudence had created in the Lower 48s. Yet, as has so often happened with “solutions” in this area of ​​law, the experimentation in Congress created more uncertainty and confusion, not less. The consequence, as this ongoing litigation points out, is that Indigenous peoples are forced into a zero-sum competition for hard-earned resources squeezed out of an often reluctant federal government. Whatever the outcome of the case, it reminds us of the enormous stakes for Indigenous peoples from decisions made in remote institutions by non-Indigenous politicians who often imperfectly grasp the lasting consequences of their policies.

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Slick Cash Loan Offers No Credit Check Personal Loans For Urgent Needs

GLENDALE, California, April 13, 2021 / PRNewswire / – Slick Cash Loan, the company borrowers rely on when they have urgent cash, announced that people can meet their unexpected financial needs through its no credit check loan. With its extensive network of reliable loan partners, Slick Cash Loan makes sure that people who are in urgent need of cash get it quickly and easily.

“We are happy to announce that we are now offering personal loans for all types of borrowers, even if you have a bad credit history,” said Slick Cash Loan spokesperson. We offer loans to borrowers without looking at their financial history so that they can overcome their problems and move on. We have met the financial needs of tens of thousands of borrowers regardless of their credit rating, but using other valid criteria to determine their eligibility. “

Borrowers who are short of urgent cash and have no other reliable resource to fall back on can apply for a No Credit Check Loan with Slick Cash Loan to solve their cash flow problem. The application process is completely online and absolutely straightforward.

The biggest benefit of dealing with a technology based lender like Slick Cash Loan is the convenience of the whole process. Applicants can be confident that their application for personal loans will be approved and disbursed within minutes or hours at most.

The loan approval process without a credit check is straightforward. Borrowers must provide information about their employment, income and bank details. Lenders associated with the Slick Cash Loan platform will analyze this information, including recent payment records and credit usage, to determine the loan amount an applicant is eligible for.

It is not possible for borrowers to raise funds quickly using conventional methods when they need money in a crisis situation. Slick Cash Loan offers the most convenient and reliable way to access money without having to go through the long and tedious credit check process.

Another huge benefit of using Slick Cash Loan services is that borrowers can qualify for loans up to $ 5,000 while others provide only limited funds. The company is also aware of the need for quick approval which is why, unlike other loan providers, it does not make applicants wait days or weeks for approval. The online approval process is designed for quick approval so applicants have immediate access to funds.

To learn more about loans without credit checks, visit:
https://slickcashloan.com/personal-loans/no-credit-check-loans.php

For more information about the company, visit slickcashloan.com

About Slick Cash Loan:

Slick Cash Loan is the best resource for finding the right solution for fast and reliable loans. Slick Cash Loan has a large network of partners across the United States. The company is distinguished by its easy approval and rapid financing of loans of all types.

Contact details:

Name: Marc
E-mail: [email protected]
Company: Slick Cash Loan
Telephone: (888) 200-7445
Website: slickcashloan.com

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